Financial Services

NBFCs are to be audited according to Companies Act 2013, RBI provisions and guidelines and FEMA Act. The compliances provided in these acts are material and financials of the NBFCs are to be prepared according to these guidelines. Hence we can help you by devising a proper audit function so that every data entered is fully compliant with all applicable rules and Laws.

Financial Management Services provide businesses with expertise to manage their financial resources effectively, ensuring stability and growth. These services include budgeting, forecasting, cash flow management, financial analysis, and strategic planning. Professionals offer tailored solutions to optimize investments, reduce costs, and enhance profitability. By ensuring compliance with financial regulations and leveraging advanced tools, businesses gain insights for informed decision-making. Financial management services are essential for improving operational efficiency, achieving long-term goals, and maintaining a strong financial foundation in competitive markets.Streamlining financial management with tailored solutions for budgeting, cost optimization, and secure transactions to support global trade operations.

MSME Registration service is designed to facilitate the recognition and benefits of Micro, Small, and Medium Enterprises (MSMEs) in India. It involves registering a business under the MSME Act, which provides various advantages, including access to credit at lower interest rates, government subsidies, and preferential treatment in government procurement. This registration is vital for small and medium-sized businesses, as it promotes growth, competitiveness, and financial stability. MSME Registration simplifies regulatory compliance and opens doors to a range of support schemes that boost the development of these enterprises.

The PF registration service applies to organizations that have more than 20 employees. It is done for the employee's betterment and future security. Royal Manager Group has trained professionals to take care of such services for their clients and ensure that the clients do not have to make any efforts in completing the process successfully. The company provides a free consultation with their expert advisors regarding the PF registration services to help the clients make the right decision for their organization. The company collects all the required information of the employees and fills the applications saving the clients time. They share the information with the clients whenever required to keep them updated on the process.

Financial planning is the process of evaluating your current financial situation and creating a plan to help you achieve your financial goals. It can involve:    Assessing your current situation: Taking stock of your finances, including your savings, debt, and investments    Setting goals: Deciding what you want to achieve, both short-term and long-term    Creating a budget: Estimating your expenses and allocating money to different areas of your life    Managing debt: Developing strategies to manage your debt    Investing: Finding ways to invest your money    Protecting your assets: Using insurance and estate planning to protect your assets    Managing taxes: Developing strategies to manage your taxes    Financial planning can help you make sound financial decisions and feel more secure about your future. It's never too late to start creating a financial plan, and you can use tools like financial ratios, forecasting models, and investment analysis tools to help you along the way.  The financial planning process can hold a different meaning depending on who you ask. If you were to ask a random person on the street what the financial planning process is, they might say, “budgeting and saving money.” While this answer is not wrong, it’s only a small part of the actual 7 step financial planning process. Finances are stressful enough without the added complications of planning your financial future — from your current financial situation to determining a retirement plan. Hiring a financial advisor can make this process easier by outsourcing this critical aspect of your life to a professional. To achieve your financial goals, you need to set financial objectives and determine a plan to reach those objectives. There’s a lot that goes into building a financial plan. However, if you take the time to learn the financial planning process steps, you’ll know if and when is the right time to hire a financial advisor.   What Is The Financial Planning Process? Simply put, the financial planning process is efficiently managing your money and achieving personal, economic, and financial satisfaction. This process also allows you to take control of your financial situation. Determining the suitable courses of action to achieve your financial objectives is what it’s all about when it comes to planning. A financial plan should thoroughly detail your entire financial situation. A financial advisor who is working with you to build a financial plan should take a holistic approach. A holistic approach includes reviewing your current financial situation, investments, and short-term and long-term financial goals. They will look at how you currently spend your money, help you organize your finances, and help you with an investment plan. They may even help with an estate plan when the time comes. This is why the financial process can be cumbersome and overwhelming to many people trying to do it themselves. There’s so much involved that it can be less time-intensive to hire a Certified Financial Planner™ Professional, who can help you with small financial decisions and the large ones like retirement saving and investment planning.   Financial Planning Steps – From Start To Finish There are several critical steps to financial planning that need to be taken to achieve financial goals successfully. If any action is overlooked, it could mean postponing your dream retirement or having to rethink your entire financial future and plans. There are seven crucial steps that you and a financial advisor need to take to make the whole process successful.    Step 1. Establish Clear Goals In order to kickstart the financial planning process, the first crucial step is to establish crystal-clear goals. This entails identifying your financial objectives, be it saving for retirement, creating an emergency fund, or eliminating debt. When setting these goals, it’s vital to consider the timeline for achieving them, along with the necessary resources and strategies. By having well-defined goals, you can direct your efforts and make informed decisions. Moreover, setting measurable goals enables you to track progress and stay motivated. By establishing unambiguous goals, you pave the way for taking decisive actions and making significant strides toward your financial aspirations.   Step 2. Gather and Organize Financial Information Moving on to the next crucial step of the financial planning process, we delve into the task of gathering and organizing your financial information. In this phase, it becomes essential to compile all relevant documents, such as bank statements, tax returns, insurance policies, and any other records pertaining to your financial standing. Once you have acquired these materials, the next important undertaking is to arrange them in a logical and easily accessible manner. This involves categorizing your expenses, gaining a comprehensive understanding of your income, and constructing a well-thought-out budget. With everything meticulously organized, you’ll be primed to forge ahead to the subsequent stages of the financial planning process.   Step 3. Analyzing Your Current Financial Situation With your financial information meticulously gathered, it’s time to delve into a comprehensive analysis of your current financial commitments. Scrutinize your income, expenses, assets, debts, investments, and other financial commitments. Assess whether you’re making progress towards your short-term and long-term goals, or if adjustments to your spending and saving habits are necessary. Take a moment to evaluate your risk tolerance and pinpoint any areas where modifications to your financial plan might be warranted. It’s crucial to grasp the implications of each financial decision you make and ensure they align harmoniously with your overarching financial objectives. By conducting this meticulous evaluation, you empower yourself to make informed choices and maintain an unwavering focus on your financial aspirations.    Step 4. Develop a Comprehensive Financial Plan Proceeding forward, the subsequent step in the financial planning process entails crafting a comprehensive financial plan. This plan should encompass a wide spectrum of both short-term and long-term goals and objectives. Moreover, it ought to encompass meticulous strategies that pave the way for achieving these aspirations. A detailed budget and a well-crafted blueprint for managing and investing funds are integral components of this plan. Equally important is the inclusion of a robust strategy for effectively handling debt and securing a comfortable retirement. A truly comprehensive financial plan is one that is custom-tailored to suit the individual’s unique financial circumstances, goals, and objectives. Regular reviews of the plan are imperative to ensure its continued alignment with the individual’s evolving needs and objectives.   Step 5. Put Your Financial Plan into Action With a clear roadmap of the necessary steps to construct your financial plan in hand, it’s time to take decisive action. Begin by establishing a budget and diligently tracking your expenses, providing invaluable insights into the flow of your finances. Armed with this knowledge, you can now embark on setting goals, ensuring that they are both attainable and in line with your short-term and long-term aspirations. As you move forward, it’s vital to maintain motivation and unwavering focus on your financial plan. This entails regular reviews of your financial plan and making adjustments whenever necessary. Remember to celebrate your triumphs along the way, acknowledging your accomplishments and rewarding yourself for achieving milestones. By embracing this proactive approach, you forge a path of financial success and ensure the fulfillment of your goals.   Step 6. Monitor Your Progress and Make Adjustments Sustaining momentum and maintaining a vigilant eye on your financial planning process are pivotal to staying on course. As you journey forward, it remains crucial to regularly scrutinize your budget, diligently track your expenditures, and evaluate the performance of your investments. Continually ask yourself if you’re making strides toward your intended goals. If the answer suggests otherwise, take the requisite measures to enact modifications. You might need to fine-tune your budget, reallocate your investments, or shift your focus. By consistently monitoring your progress, you equip yourself with the ability to remain on track and swiftly adapt whenever necessary, ensuring that you forge a path toward the attainment of your financial objectives.   Step 7. Revise and Update Your Financial Plan Over Time Continually revisiting and refining your financial plan is pivotal in preserving its relevance and efficacy. Ensure that you adapt your plan in response to evolving life circumstances, such as marriage or starting a family. Furthermore, conduct an annual review of your plan or whenever significant changes occur in your financial situation. This practice will enable you to identify any new objectives that warrant inclusion or modifications required to align with existing goals. Additionally, dedicate time to assess your investment allocations and verify their alignment with your objectives. Finally, maintain a vigilant watch over any economic or market fluctuations that might impact your plan. By diligently undertaking these regular reviews, you remain firmly on course so that your plan continues to work seamlessly in your favor.   The financial planning process demands considerable dedication, commitment, and knowledge. It necessitates a comprehensive evaluation of your financial landscape and prudent preparation for what lies ahead. Creating a financial plan can be difficult and overwhelming to many people, so a financial planner is essential to finding and building the right financial path. With access to the appropriate resources and guidance, you can confidently navigate the path toward making sound financial decisions that will shape a prosperous future for you. If you are ready to go through the financial planning process, contact The Retirement Planning Group today. Our team of financial planners can help you with all of your financial planning needs.

The company offers services for the sourcing of the Working Capital Loan and is based in Kolkata. The Working Capital Loans can include Cash Credit, Over Drafts, Packing Credits and Post Shipment Finances. The experience of the company and the astute team of the company ensure that the clients get the best Working Capital Loans on favorable terms.Working Capital Loans Include Cash Credit : Working Capital is also known as Cash Credit. Cash Credit is a facility to withdraw the amount from the business account even though the account may not have enough credit balance. The limit of the amount that can be withdrawn is sanctioned by the bank based on the business cycle of the client and the working capital gap and the drawing power of the client. This drawing power is determined, based on the stock and book debts statements submitted by the borrower at monthly intervals against the security by hypothecating of stock of commodities and/ or book debts. The excess withdrawal of cash is made generally on demand from the customer and the customer has to pay interest on the excess amount he/she has withdrawn. The Cash Credit facility is quite useful to those businesses where cash payment like wages, transportation, cash purchases are to be made and the receivables are not realized in time. We assist our client in availing various other forms of credit facilities. Over Draft Over Draft Against Stock : Traders and manufacturers prefer availing the Over Draft facility against the stock. The value of the stock of goods is assessed by the bank or lending institute and against the same overdraft limit is sanctioned. The amount is gradually settled against the amount of sale of the stock. The value of stock is assessed by physical verification and from the purchase invoices and is ensured that it is fully paid for. Over Draft Against Receivables : Any kind of authenticated receivables like Bills Receivable, Rent Receivables can be pledged as security for the Over Drafts is known as Over Draft Against Receivables. The proceeds of all such receivables are routed through the Over Draft account and immediately settled against the overdrawn amount. However drawings can be allowed against fresh receivables. Thus the amount of receivables remains as a continuing security for all drawings. The bank or lending institute ensures that no other loan or obligation is availed by the customer pledging the same receivables. The amount of receivables and the time required to honor or materialize the receivables are the key factors to determine the limit of Over Draft. Over Draft Against Property : To Avail Over Draft Against Property you have to mortgage your property with the bank or lending institute to get Over Draft Against Property facility. The value of the property generally appreciates hence they are preferred as securities. On defaulting on the settlement of overdrawn amount the bank or lending institute may sell the property to recover the overdrawn amount with interest thereon and balance, if any, is returned to the customer. Packing Credit : Packing Credit is a loan/cash credit facility sanctioned to an exporter in the pre-shipment stage. This loan facilitates the exporter to purchase raw materials at competitive rates and manufacture or produce goods according to the requirement of the buyer and organize to have it packed for onward export. The lending institutions seek a Letter of Credit opened in favor of the exporter from the overseas buyer along with the irrevocable (cannot be canceled once drawn) Purchase Order favoring the exporter. Packing Credit facility will cover all the working capital needs of the exporter including raw materials, wages, packing costs and all pre-shipment costs. Packing Credit is available for generally a period of 90 days and the exporter has to pay lower rate of interest compared to traditional Over Draft or Cash Credit facility. Exporters use this facility so they can bid the most competitive price for export thus gaining more business opportunities for export. Post Shipment Finance : Generally exporters who have availed Packing Credit need finance to clear the Packing Credit availed. This can be done by availing the Post Shipment Finance from the lending institutes or banks. This advance or finance is made available by the lending institutes or banks in the form of export bill discounting facility on raising bills along with the shipping documents and according to the terms and conditions of the L/C issued in favor of the exporter. The usage period generally is between 90 to 180 days starting with the date of shipment. Seller's Credit (extended to exporter) or Buyer's Credit (Overseas Buyer) is the two options available under post shipment finance. It is a most preferred method to finance or fund the export receivables.

  ChatGPT Streamline your payment processing across multiple currencies with our Multi-Currency Processing Service. Our advanced platform seamlessly handles transactions in various currencies, offering flexibility and convenience for global businesses. Enjoy competitive exchange rates and transparent fees, ensuring cost-effective processing for your international transactions. With real-time reporting and comprehensive analytics, gain insights into your cross-border sales performance. Trust us to simplify your payment processing, reducing complexity and optimizing efficiency with our trusted Multi-Currency Processing Service    

  Our IEM (Industrial Entrepreneur Memorandum) Code Registration Service helps businesses obtain the essential IEM code required for setting up and operating in the industrial sector in India. The IEM code, issued by the Directorate General of Foreign Trade (DGFT), is crucial for small-scale and medium-sized enterprises to avail benefits and incentives under various government schemes. We manage the entire registration process, ensuring that all documentation is accurate and compliant with regulatory requirements. Our expert team simplifies the process, allowing you to focus on your business operations while we handle the complexities of IEM code registration for successful industrial ventures.

Our Project Finance Services provide tailored financial solutions for large-scale projects, ensuring seamless execution from start to finish. With competitive interest rates, flexible repayment structures, and expert advisory support, we help you secure the necessary funding for infrastructure, energy, real estate, and other capital-intensive projects. Our team guides you through the complexities of project finance, offering customized strategies to mitigate risks and optimize returns. Empower your project's success with our comprehensive and reliable Project Finance Services.

• 1000: gold

This is so simple for all customers.any one can start with only 500 rs investment.Any time,Any amount,Any month.we only give you gold {of 916 purity}as your paid amount. It will be written on a gold easy plan card first,after completion of a minimum 5 gram purchase any customer can buy ornaments. It is convinient plan in terms of money you have.you can pay 1000 or 3000 or any amount.we will give you rate of the day.

Do you seek assistance related to banking and finance? If the answer is yes, then we are the right place to approach. Being a client-centric entity, we are actively engaged in offering Banking, Finance & Debt Recovery Legal Services to the clients. Our entity is based in Uttar Pradesh, India. We are supported by a team of banking & finance advocate lawyers in Allahabad. Our offered services are highly acknowledged for their timeliness, systematic execution, excellence, transparency, and reliability. Our adroit professionals thoroughly cooperate with the clients and abide by the directions and instructions provided by them. We offer these services at a highly reasonable rate. Thus, get in touch with us for and get irreproachable assistance from Banking & Finance Advocate Lawyers in Allahabad.

Whether it is a small project or a new business venture, having the required funding can ensure a quick start. With our financing arrangement services, we promise to help you arrange the required finances in the shortest time possible and that too without much hassle. Based in Delhi, India, we are associated with different financial institutions, and venture capitalists to arrange the funds. Our professionals also keep a tab on any new program launched by the government to offer financial aid to startups and other businesses. Our financing arrangement services include :   Financing Arrangement Debt funding PE (Private Equity) Funding Project Financing through banks and other financial institutions etc Financial Assistance from Government in form of Grant & loan.

The Government of India has introduced various strategies, grants, and incentives to assist MSME (Micro, Small and Medium Enterprise) with MSMED action. Not only the country but also the banks are also providing loans to MSMEs with very low-interest rates to start their first business. However, to get these benefits from the central and local government or the banking sector, you will need MSME Registration/ Udyog Aadhaar Registration Online. The Indian government has required an Aadhar Registration Number following the MSME action. For MSME, the application will be submitted online. It plays a very important role nationwide for small and medium enterprises. It has been observed from separate research that the country’s economic growth is not limited to large businesses but also to small business sectors operating in India. It is the backbone of such an agricultural economy. India has the largest producer of natural resources since the introduction of small-scale industrial development. In 2015, the government changed MSME registration to Udyog Aadhar Registry. P4 Legal IP Associates – aims to simplify the registration process from all small, medium, and medium-sized businesses. Document Required for Registration of MSME/Udyog Aadhar : The udyam registration process is entirely online and does not require the uploading of any documents. However, before applying for Udyam Registration, the proprietor or owner of the enterprise is required to have the following documents: Aadhar Card In the case of a Proprietorship Firm, the Aadhar number of the proprietor is to be entered in the Udyam Registration form. In the case of a Partnership Firm, the Aadhar number of the managing partner is to be entered in the Udyam Registration form. In the case of a Hindu Undivided Family (HUF), the Aadhar number of the Karta is to be entered in the Udyam Registration form. In the case of a Company or Limited Liability Partnership or a Cooperative Society or a Society or a Trust, the Aadhar number of the organisation or authorised signatory is to be entered in the Udyam Registration form. PAN Card The above documents need not be uploaded but the Aadhar and PAN number of the entrepreneur is required to be entered in the registration form. Benefits of Online Udyog Aadhaar Registration   According to the MSME Department, the current method of online udyog aadhaar registration will be much simpler, seamless, and business-friendly. It will also be helpful to set an example in Business Trends, not only in India but also in other countries as well. It will also reduce transaction costs and entrepreneurs and businesses will be ready to focus on their real work and be more competitive globally. The online udyog aadhaar registration helps to secure government tenders. Thanks to Udyam, bank loans become cheaper as the interest rate is much higher (Upto 1.5% lower than interest on regular loans). There are several tax rebates available to Udyam. It is easy to obtain licenses, approvals, and registrations, regardless of whether the business track as a registered business under Udyam is offered a large selection of government licenses and certificates. They get secure access to credit at low-interest rates. Registered MSMEs receive tax subsidies as well as tax and cash grants. Tax Advantages: According to your company, you may experience an excise right scheme and exemption from some direct taxes in the first years of your business. DDT has been reduced. The loss of the corporate tax rate has been made by 15%. Simple Clearance of Pending Payments: MSME registration helps you to make easy removal for any pending payment. 50% discount on trademark and Patent Fees: MSME registration makes your direction to check the pricing of trademark and patent registration. Lesser Interest Rates For Bank Overdraft (OD): Banks and other money-related businesses understand MSMEs and have made new schemes for them. This more often than excludes essential segment loaning, that means that the possibility of your company being established credit is high, and lower bank financing costs. Fit for Mudra Loan Scheme: MSME registration advantages you to be available for the Mudra loan scheme. Apply Government Tenders Simply: Subside to the government, taxes, and admission to state-run industrial estates, there is a sales tax exemption in the highest of the states. Not only this but also the central authority offers different schemes from time to time   You could call us on 9654711011 OR on 0124-4075701 write to us or e-mail us on p4legalip@gmail.com for immediate needed assistance, steps, and legal advisory. Prior to fixing up the meeting/ conference, you may call on 09654711011 or on 0124-4075701 or write to us on p4legalip@gmail.com  for necessary fee structure and quote and/or to know about the consultation & professional charges for needed legal representations.

At Geosolution Proservices Pvt. Ltd. we are focused on offering competitively-priced and reliable hydrogeological appraisal services in the country. Our expert geologists coordinate with professional hydrogeologists to undertake assessments and analyses of groundwater. It is through their accurate analyses, that they determine the characteristics of aquifer hydrogeology. You can also count on us for geophysical evaluation and study design apart from geotechnical investigations. Our dynamic team of professional regulatory specialists, scientists, geologists and engineers offer you expert evaluation on every circumstance.

Benefits of Guaranteed Income STAR   Regular Guaranteed1 Income for your future goals    Unleash your financial potential! Start your regular stream of income to meet your financial goals with two plan options. With Flexible Income Option, choose your ‘Income Start Point’ as early as 2nd policy year6 , where income will be paid in arrears basis your preferred pay-out frequency till maturity date. With Large Income Option, start your income post the premium paying term till maturity. You can choose Level or Increasing Income, i.e., same income throughout or income increasing progressively.   Lumpsum Pay-out Option   Delight yourself with lumpsum income! With this plan, avail additional lumpsum benefit at the time of maturity. This benefit is available in both Flexible and Large Income options. So, choose to receive lumpsum + regular pay-out with our all-new guaranteed1 income plan.   Family Income Benefit   Benefits you can’t ignore! This optional benefit ensures that in case of an unfortunate death or diagnosis of covered Critical Illness, you and/or your family continues to receive the benefit. There are two options under this benefit - Family Income Benefit on Death & Family Income Benefit on Critical Illness and Death.   Loan On Your Policy    A little support goes a long way! We want you to live your zindagi unlimited, even if you need a little support to do it. That is why Edelweiss Tokio Life Guaranteed Income STAR offers you the choice to avail a loan² for urgent need of cash flow. Retire Easy, as You Like It!   Save for your golden days ahead! Reap the fruits of regular guaranteed income without stressing about premiums. With Edelweiss Tokio Life Guaranteed Income STAR, complete your premium payments within a limited premium paying term of 5, 8, 10 and 12 years.    Tax Benefits³   We dislike deductions as much as you do! The premiums you pay towards this plan are eligible for deductions up to ₹46,800* under section 80(C) and the income you receive has tax benefits³ under section 10(10D)

Fund / Investment management is the professional asset management of various securities (shares, bonds and other securities), money or cash and other assets (e.g., real estate) in order to meet specified investment goals for the benefit of the investors. Investors may be institutions (insurance companies, pension funds, corporations, charities, educational establishments etc.) or private investors (both directly via investment contracts and more commonly via collective investment schemes e.g. mutual funds or exchange-traded funds).By selecting the already developed application you will not only save your precious time but will also save money which really matters for any business. And there is no chance of failure for our products as they are already tested by our previous customers. As this Fund management application is developed by us thus there is always a possibility of customisation whenever you require.It Includes Regular Bhishi Lilav Bhishi Lucky Draw Bhishi Other ways So Enjoy the benefits like Registration of fixed customer collection of monthly deposits from members Distribution of money in member with 1% / 2 % interest Money collection management for distributed members for three months It show the interest rate per month and 3rd month it shows total collected amount plus interest and there monthly deposited amount in total Features Save member details Send monthly collection sms alerts Save monthly collection detail, apply fine if any. Send monthly amount paid sms Send monthly selected member name, token no. Generate statement for members Generate common statement for fund admin Each member can view monthly updates, personal profile, change contact details etc.

Our Working Capital Finance Service is designed to help businesses manage day-to-day operational expenses and maintain liquidity. Whether you need funds for inventory, payroll, or other short-term needs, we provide flexible financing solutions with quick approval and minimal documentation. With competitive interest rates and tailored repayment options, we ensure your business remains financially stable and operationally efficient. Our expert team helps you navigate cash flow challenges, offering the right financing to support growth and maintain smooth operations. Trust us to provide reliable working capital solutions that empower your business to thrive and meet immediate financial needs without disruption.

For MSME (Micro, Small, and Medium Enterprises) registration services, access the official MSME portal. Create an account, fill out the online registration form with business details, and submit required documents such as Aadhar card, PAN card, and business address proof. Pay the nominal registration fee and submit the application. Monitor the status on the MSME portal. Upon approval, you'll obtain the MSME registration certificate, offering various benefits and support for your small or medium enterprise. Stay informed about any updates in the registration process and consider professional guidance if needed.

  Our business project financing service provides the necessary capital to turn your vision into reality. With competitive rates and flexible terms, we offer tailored financing solutions to suit the unique needs of your project. Whether you're launching a new venture, expanding operations, or investing in innovation, our streamlined application process ensures swift access to funds. Backed by a team of experts, we provide personalized guidance to navigate the complexities of project financing, ensuring success. Trust in our commitment to fueling your growth and achieving milestones. Propel your business forward with confidence and capitalize on opportunities with our comprehensive project financing service.

Financial accounting services involve recording, summarizing, and reporting an organization's financial transactions. These services are crucial for businesses to track their financial health, prepare accurate financial statements, and comply with regulatory requirements. Professional accountants and financial experts use accounting software and standards like Generally Accepted Accounting Principles (GAAP) to ensure accuracy and transparency in financial reporting. These services help stakeholders, including investors, lenders, and management, make informed decisions, assess performance, and maintain financial integrity.