General Insurance Services in Balaghat

General Insurance Service is an insurance policy that protects you against losses and damages other than those covered by life insurance. The coverage period for most General Insurance Services, policies and plans is usually one year, whereby premiums are normally paid on a one-time basis. It is vital for you to know about the risks covered to ensure that you and your family are protected from unforeseen losses, which can be done through our General Insurance Services.   SBI General Insurance Product Code – HCI0001 : Your greatest wealth is your health. Life follows no fixed plan and a sudden illness that is critical can sometimes leave you financially hurt and highly stressed. SBI General’s Critical Illness Insurance Policy helps you to be in control by protecting you financially. SBI General’s Critical Illness Insurance Policy covers you against thirteen most important critical illnesses. The Policy provides for a fixed sum, irrespective of your actual medical expenses! It helps you bear the high cost of treatment associated with critical illness & stay financially stable. Product Code – HHDC001 : Your greatest wealth is your health. Life follows no fixed plan and a sudden illness/Disease/Accidental injury can sometimes leave you financially hurt and highly stressed. Even your traditional Health Insurance Policy may not cover all the expenses related to the illness/injury. With SBI General’s Hospital Daily Cash Insurance Policy you can be in control of situations like this. The Policy provides you with fixed benefit for each day of hospitalization irrespective of the actual medical cost. Thus, provides you with additional protection & takes care of additional expenses which are not covered under your Health Insurance Policy such as traveling, food etc. IRDA Reg. No. 144 dated 15/12/2009 : Whether you travel alone, with family or business associates, you would certainly want your trip abroad to be as per your plan. Despite all that careful planning, there may be unforeseen events beyond your control. This may take your peace of mind and put you completely out of control. SBI General’s Travel Insurance (Business and Holiday) provides comprehensive cover for you and your family when you are globetrotting. It covers you against medical and other financial emergencies during your trip abroad and help restore your peace and be in control of the situation. Travel in peace anywhere in the world with SBI General’s Travel Insurance Policy Product Code – PMCAR01 : Life is one great balancing act. As you set to get the best out of life, you do encounter life's little road blocks like accidents and thefts. The best way to handle them is to just move ahead and enjoy the journey rather than get bogged down. With SBI General's Private Car Package Policy, you be in control no matter what the little road blocks that life throws at you. Product Code – PM2W001 : Life is one great balancing act. As you set to get the best out of life, you do encounter life's little road blocks like accidents andthefts. The best way to handle them is to just move ahead and enjoy the journey rather than get bogged down. With SBI General's Two Wheeler Package Policy, you can be in control no matter what the little road blocks that life throws at you. Product Code – HOMLT01 : Protect it with SBI General's Long Term Home Insurance Policy. You spend your lifetime in dreaming about a home of your own. You take the help of financial institutions to fulfil your dream. Along with the pleasure of fulfilling your dream come the liability and the responsibility of paying for the same over the next few years. At SBI General, we make things easy for you to protect your dream home. With SBI General's Long Term Home Insurance Policy, you can truly enjoy the home you have just acquired. Product Code – FIRSP01 : Take Control of your business's destiny with the help of SBI General Insurance, With product like Standard Fire & special Perils Insurance Policy, you can safeguard your assets that you value most. Basis for Indemnity - As the Policy can be availed of either on Market Value or on Reinstatement Value of the property being insured, the basis of indemnity also differs accordingly. In either case, if the Sum Insured is less than the amount required to be insured, the Company will pay only in such proportion as the Sum Insured bears to the amount required to be insured. Every item (if more than one) shall be subject to this condition separately