Financial Aid Loans
Car Loan in Chandigarh
Getting a Car loan in Chandigarh, Panchkula, Mohali & Zirakpur is easy with Ambium Fin Serve. Apply for a Loan And Get Your Dream Car At Your Doorstep with easy car refinancing from one of the best financial consultant in Chandigarh (Tricity). Car Loan in Chandigarh Online – Apply for Car Loans in Tricity. A car refinance loan is an assigned loan. The money that will be loaned to you will be used exclusively for the purchase of a vehicle. If you already have a car in mind and want to take the plunge, here are the steps to get your credit. Get a car loan in Chandigarh. Do not hesitate to consult the various simulation sites online. At ambium fin serve, You can get car loan with low Interest Rates in Chandigarh, Mohali, Panchkula & Zirakpur. Some of prominent banks that provide car loans in Chandigarh area are: HDFC Bank having Interest Rate of 9.50% Federal Bank has Interest Rate of 10.90% to 12.25%, Andhra Bank provides car loans at Interest Rate of 10.25% and so on. But before taking a car loan, you need to figure out how much loan amount you will be willing to repay and the EMI amount that you can afford to pay every month.
...moreCar Loan in Mohali
Some of prominent banks that provide car loans in Chandigarh area are: HDFC Bank having Interest Rate of 9.50% Federal Bank has Interest Rate of 10.90% to 12.25%, Andhra Bank provides car loans at Interest Rate of 10.25% and so on. But before taking a car loan, you need to figure out how much loan amount you will be willing to repay and the EMI amount that you can afford to pay every month.
...moreCar Loan in Panchkula
A car refinance loan is an assigned loan. The money that will be loaned to you will be used exclusively for the purchase of a vehicle. If you already have a car in mind and want to take the plunge, here are the steps to get your credit. Get a car loan in Chandigarh. Do not hesitate to consult the various simulation sites online. At ambium fin serve, You can get car loan with low Interest Rates in Chandigarh, Mohali, Panchkula & Zirakpur.
...moreHome Loan
What is a Home Loan? A home loan is an amount of money that an individual borrows from a bank, financial institution or from a Non Banking Finance Company at a certain rate of interest. It has to be repaid in shape of an EMI ( Equated Monthly Installment which is combination of certain principal and interest amount ) every month. The property on which loan is taken to be kept as a security by the money lending company for the Home Loan. Why Home Loan? Buying a home could be one of the biggest achievements of a person’s life. In most cases, it takes an entire lifespan to fulfil the dream of purchasing one’s own home. Selecting the ideal property involves a lot of research and planning. Arranging funds is probably the toughest and the trickiest part of the process. You could dip into your savings for the entire payment or decide to get a Home Loan at a good interest rate. A decade or so earlier, borrowing from a bank used to be a cumbersome process but today financial institutions have simplified the entire Home Loan application and disbursement process. All leading financial institutions offer Home Loans with attractive interest rates, flexible repayment periods, quick turnaround times and unique product features. Before finalising on a lender, one must understand the intricacies of a Home Loan.
...moreretail loans
Dreams and aspirations are what drive humanity and the ability to fulfill these ambitions is often a dark road that can only be illuminated by Ambium Finserve. Bespoke repayment options are key, with advantageous interest rates that add value to the thoughtful practice. Thus, Ambium brings clients one step closer.
...moreLoan Against Property
Loan Against Property (LAP) is a type of secured loan. A secured loan is a loan where the borrower mortgages his or her asset or property as collateral to the bank or the other lending institution. LAP could be used for several personal and professional needs such as house renovation, business expansion, purchase of a new machinery and other requirements. Typically the banks and other lending institutions offer loan against residential, commercial and industrial property. A borrower usually gets a fixed percentage of the property value known as LTV (Loan To Value) as loan amount against the property. The loan to value (LTV) varies from one bank to another. Usually, the loan to value ranges from 40% to 70% of the property value. The borrower can continue using the property that is mortgaged with the bank for its respective use. This loan variant can be availed by salaried, self-employed professionals and self-employed business owners. The banks offer LAP either at the fixed rate of interest or at an adjustable rate. Purpose of Loan Against property Loan Against Property could be used for several purposes mentioned below: Business Expansion Purchase of a new property Purchase of raw material For immediate working capital requirement Acquiring a new machinery Investment in new technology for business
...moreUnsecured Loan
The growth and sustainability of a business depends on the continuous inflow of funds. The funds might be required to expand the business or purchasing equipment. The funds can be borrowed in the form of a loan from banks and other financial institutions. Business Loans are typically unsecured in nature which means no collateral or security is required to borrow a loan. Business Loan is a debt provided to the company or the self-employed professionals or business owners that are to be repaid along with the principal amount. The rate of interest is usually pre-determined by the lending institutions. A Business Loan in India is offered at competitive interest rates, with a low processing fee, and without any security or collateral. Several leading banks and NBFCs including HDFC Bank, ICICI Bank, Capital First, Citibank, Fullerton India, Tata Capital, and so forth are offering business loans.
...morePersonal Loan
Personal Loan is an unsecured loan that is generally used for a personal purpose. This type of loan could be used for paying off debts, going on vacations, buying appliances and latest gadgets, home improvement, unexpected medical expenses, and so forth. The banks calculate the eligibility of the borrower before approving the loan application. A Personal Loan is offered based on the credibility and repaying capacity of the borrower. The funds from a Personal Loan could be used for any type of expense as per the convenience and requirement of the borrower. As a Personal Loan does not require any security or collateral, the rate of interest charged is comparatively higher than other types of loans. Unlike the high rate of interest, the loan tenure is shorter than the other types of secured loans and can be used for any personal need.
...morebusiness loan
The growth and sustainability of a business depends on the continuous inflow of funds. The funds might be required to expand the business or purchasing equipment. The funds can be borrowed in the form of a loan from banks and other financial institutions. Business Loans are typically unsecured in nature which means no collateral or security is required to borrow a loan. Business Loan is a debt provided to the company or the self-employed professionals or business owners that are to be repaid along with the principal amount. The rate of interest is usually pre-determined by the lending institutions. A Business Loan in India is offered at competitive interest rates, with a low processing fee, and without any security or collateral. Several leading banks and NBFCs including HDFC Bank, ICICI Bank, Capital First, Citibank, Fullerton India, Tata Capital, and so forth are offering business loans.
...moreVehicle Loans
Don’t have the money to buy a car outright? Ambium Finserve is the best place to obtain a vehicle loan. The car itself serves as collateral, thus making it a secure loan and easy to obtain at a low rate of interest. Vehicle loan is quick and convenient with least hassles. With easy financing options, you can choose the best car that suits all your purposes and end your transportation woes. Get more information on easy car financing and apply for a car loan in Chandigarh Tricity today.
...moreEducation Loan
What is education loan? Education loan is a special kind of loan granted by banks under which some amount of money is granted to students at special rates. With the help of education loan, the students can achieve higher and costly studies at cheaper rates. Benefits of Education loan The interest paid on the education loan can be claimed as deduction, as per Section 80E of the Income Tax Act, 1961. The income tax benefit can only be claimed on interest part of the loan. The principal part does not qualify for tax benefit. Documents required 1. Application form filled by dually applicant and co applicant or guarantor. 2. Passport size photographs 3. Identity and Residence Proofs – PAN Card or Adhar Card 4. Form 135 5. Proof of Assets like LIC/RC of Vehicle/Property etc. 6.Statement of All Outstanding Loan Accounts and Credit Cards last 6 months 7.Proof of past Academic record 8. Copy of passport with valid visa (in case of overseas study) 9.Income certificate for availing interest subsidy, if eligible. 10.Admission Letter with course details/Prospectus/Fee Structure etc.
...moreMachinery Term Loan
A machinery and equipment term loan is a good option for leveraging the assets of the company in order to re-structure existing term loans or to acquire additional equipment. The term loan is typically secured by the asset that is being financed. A machinery and equipment term loan in addition to an asset based line of credit provides a comprehensive financing solution.
...moreTrade loans
Trade loan represents monetary activities related to commerce and international trade. Trade loan includes lending, the issuance of letters of credit, factoring, export credit and insurance. Companies involved with trade finance include importers and exporters, banks and financiers, insurers and export credit agencies, and service providers.
...moreREAL ESTATE FUNDING
To ensure timely delivery of residential and commercial units, developers require capital during project construction period viz., from under-construction stage to the handover stage. financial assistance for Residential & Commercial Office Projects during their entire project lifecycle that includes Pre construction finance, Construction Finance, Refinance, Inventory Funding and Lease Rental Discounting.
...moreNon Banking Finance Services
Often times, a typical bank cannot meet the financial requirements of an Individual or a small business unit. Whether the cause is rooted in ambition or authorization, traditional financial solutions are sometimes not up to the task. Ambium Finserve, an RBI Registered Non Deposit taking Non Banking Finance Company extends it helps to these individuals on their fund requirements at best possible interest rates. The financial assistance provided will be more flexible in nature and suitable for various types of businesses and to individuals.
...moreFinancial Services
Economic Services, which encompasses a broad range of businesses that manage not only money, Banks, NBFCs but also insurance companies, accountancy companies, stock brokerages, investment funds, individual managers and some government sponsored enterprises. AmbiumFinserve offer its service in stocks, bonds, insurance, or whatever else an organization may find itself in need of financial consultancy : Securities Trading Insurance Services Mutual Fund Insolvency Resolution Professionals
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