Mortgage Loan in Chandigarh

We provide loan against property. Easy & best loan offers > for home loans and loan against property & corporate fixed deposits from the leading financial institutions.

If you want to buy a beautiful house for you and dont have enough savings to finalize the deal, then here comes the solution to your problem. We, Prop Navigators, provide excellent solutions as property loan consultants. We are affiliated with all the major banks like ICICI, HDFC and SBI. We have financial experts with us who will help you to make wise financial decisions, so that you can avail an easy loan. We provide consultation for residential property loan, home loan, loan against property, etc. Contact us immediately in case you need a loan to make your dreams come true. Our office is located in Mohali India.

More and more people are opting for property loan these days for easily financing their various realty ventures without having to wait for the accumulation of funds. Based in Zirakpur (Punjab), Venus Realtors is one of the leading real estate companies well-known for offering reliable services as one of the leading Property Loan Consultants based in this region. Operating mainly in Zirakpur, S.A.S Nagar, Dera Bassi, Lalru, Chandigarh, Mohali, Panchkula, Morni, etc. We understand the various needs and requirements of the clients and accordingly provide them with step-by-step assistance in availing Commercial Property Loan, Loan against Property, Residential Property Loan and Home Loan. Our tie-ups with leading banks and NBFCs such as PNB, DHFL, Axis Bank, HDFC Bank, IDBI Bank, ICICI Bank, etc. greatly helps the client in easily availing property loan.

If the high property prices are stopping you from buying a property, then you should apply for a property loan now. The procedure of obtaining the loan is troublesome and requires patience. Thus, avail our services for getting the loan sanctioned from the bank easily. At Arav Property Point, we are engaged in offering excellent property loan consultancy services to the property buyers across Mohali (Punjab, India). We are associated with some of the leading banks in Punjab such as SBI, HDFC bank, and ICICI bank. Thus, you can contact us for getting residential property loan, commercial property loan, home loan, and loan against property from these banks conveniently.

Loan Against Property (LAP) is a type of secured loan. A secured loan is a loan where the borrower mortgages his or her asset or property as collateral to the bank or the other lending institution. LAP could be used for several personal and professional needs such as house renovation, business expansion, purchase of a new machinery and other requirements. Typically the banks and other lending institutions offer loan against residential, commercial and industrial property. A borrower usually gets a fixed percentage of the property value known as LTV (Loan To Value) as loan amount against the property. The loan to value (LTV) varies from one bank to another. Usually, the loan to value ranges from 40% to 70% of the property value. The borrower can continue using the property that is mortgaged with the bank for its respective use. This loan variant can be availed by salaried, self-employed professionals and self-employed business owners. The banks offer LAP either at the fixed rate of interest or at an adjustable rate. Purpose of Loan Against property Loan Against Property could be used for several purposes mentioned below: Business Expansion Purchase of a new property Purchase of raw material For immediate working capital requirement Acquiring a new machinery Investment in new technology for business

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