Assuredgain Financial Services Palavakkam, Chennai, Tamil Nadu

AssuredGain can help you to formulate strategies to reduce the amount of income taxes, thereby making funds available to allocate toward long term dreams. Tax Planning is an ongoing process that should be reviewed every year. The criteria of selection of investments are Risk & Return, Liquidity, Protection from Inflation and Tax exemption. Tax planning is a vital part of your financial planning. Efficient tax planning enables you to reduce your tax liability to the minimum. This is done by legitimately taking advantage of all tax exemptions, deductions rebates and allowances while ensuring that your investments are in line with your long term goals. Tax planning is the duty of every responsible citizen of the country. Simply paying all the taxes as applicable is the one option and minimizing the Taxes through proper Tax planning is the other. Most people choose second option as it is a fundamental right of every citizen to avail all the tax incentives provided by the government. Importance of business tax planning Tax planning strategies are typically employed to help a business achieve their financial and business goals. There are benefits of tax planning for both large and small businesses and planning plays an important role in: Lowering the amount of taxable income Reducing the tax rate Allowing greater control of when taxes get paid Maximising tax relief/tax credits available There are always new laws and changing allowances, so regular reviews are important.Overall, there are many reasons why tax planning is important. If you would like to know how you can begin to manage your tax more efficiently, whether you own a business or are a private individual, speak to a solicitor or a financial advisor today.

The old adage, “Don’t put off until tomorrow what you can do today” is particularly true of retirement planning. Funding retirement or staying within your budget during retirement demands commitment. Undoubtedly, it is an obligation that entails sacrifice and careful planning. Although this commitment is extremely important, few find the time to adequately address their future income needs. The situation is compounded by the myriad of institutions claiming to have the solution. The outcome is typically confusion, which leads to inaction. Our team can help you to create an understandable saving and investing strategy designed to provide a favourable retirement outcome. f you’re someone looking to spend a quality retired life, then retirement planning should be on your priority list. Often in our busy schedules, we forget to foresee the future and keep delaying our plans. But what we need to realize at the outset is, the sooner we start, the more we shall be able to accumulate till retirement. What is Retirement Planning? Retirement planning is a process of setting retirement income goals and following them with the actions necessary to achieve those same goals. An easy rule of thumb says that you’ll need to replenish 70% to 90% of your pre-retirement income to lead a good retired life. This means if you’re making ₹ 70,000 a month (before taxes), you might need ₹ 49,000 to ₹ 63,000 a month in retirement income so as to enjoy the same standard of living you had before retirement. For example, if somebody plans to retire in next 15 years, then retirement planning would have to include creating a system to actually generate ₹ 49,000-63,000 per month income from year 2034 when they retire. If you are targeting 70% of your pre-retirement income for post-retirement usage, then you need to not only save, but also invest properly. This would mean investing in high-return assets so that your savings grow at faster rate.

“In investing, what is comfortable is rarely profitable.” Investment planning can be done for anything you want or need it. Investment management is probably the most complicated area of financial planning and is therefore where many of us procrastinate. But it doesn’t need to be so difficult: incorporate simple money truths into your financial strategies so you can make decisions with confidence and understand the potential risks and benefits of investing by Investment . “A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain.” Mark Twain What is it that you are trying to achieve financially in the near future or short term? Do you want to take a car..? Do you want to accumulate money for your flat..? The purpose of our life could be summed up into one right word — Happiness. Finding and unlocking the secret to lasting happiness is a duty we all owe ourselves. One way to bring happiness into our lives is fulfilling our ‘Life Goals’. We all have different goals – buying a house, giving the best education to the kids, see them building family, retirement and a lot more. Many of us also hope to achieve a level of wealth while providing for other goals. But the ultimate goal for anyone would be achieve the freedom from financial worries. This freedom is possible with smart goal-based investments. Just as people have different goals, there are investments to help achieve these objectives. Smartly investing your hard-earned money ensures that the right amount of funds are available in the right time. Investment planning is the process of matching your financial goals and objectives with your financial resources. Investment planning is a core component of financial planning. It is impossible to have one without the other.

If you care for your family’s needs you will definitely consider insurance planning. Your life is certainly priceless to your family members; Life insurance coverage is essential to ensure that, in the event of your death, your dependents do not face any financial difficulties. It is important that they receive a sum of money which is sufficient to meet their living expenses, achieve all goals and pay all outstanding liabilities. What Is Life Insurance? Life insurance is a contract that pledges payment of an amount to the person assured (or his nominee) on the happening of the event insured against. The contract is valid for payment of the insured amount during: » The date of maturity, or » Specified dates at periodic intervals, or » Unfortunate death, if it occurs earlier. Among other things, the contract also provides for the payment of premium periodically to the Corporation by the policyholder. Life insurance is universally acknowledged to be an institution, which eliminates ‘risk’, substituting certainty for uncertainty and comes to the timely aid of the family in the unfortunate event of death of the breadwinner. By and large, life insurance is civilisation’s partial solution to the problems caused by death. Life insurance, in short, is concerned with two hazards that stand across the life-path of every person: 1.That of dying prematurely leaving a dependent family to fend for itself. 2.That of living till old age without visible means of support.

Financial wellness Program: having a healthy relationship with your finances by understanding how you can spend and save your money thoughtfully. Stress, loss of focus, low morale and sickness are all issues that can arise from employees having low financial wellness, causing Indian businesses an estimated Rs.33 Crores per annum. In fact, 53% of workers admit to feeling stressed about their finances. Despite this, only 15.2% of Indian employers have a Financial Wellness Program in place. We’re walking a tightrope in India and nobody wants to admit that there’s a problem. So what actions can employers take to promote financial wellness among their employees? Fortunately, we at AssuredGain are confident we have found a solution in the form of our Financial Wellness Programs. Low financial wellness among employees causes more problems than you might think. If you’d like to know more about our Financial Wellness Program, contact us today @7200039282. AssuredGain provides financial planning, portfolio management and wealth management services for individuals and their families. We offer unbiased fee based financial advice across all financial products and goals. The advice is customized to each client’s goals and risk appetite. AssuredGain is promoted by Mr. Narendar Kumar who has over 10 years experience in various areas encompassing financial markets, products, advice and training. Narendar is Certified Personal Financial Advisor (CPFA) . He is also NSE Certified Market Professional(NCMP). Narendar also regularly writes guest post for Marketcalls.

Your children are your future. Consider that a management course that costs Rs 15 lakh today will cost around Rs 40 lakh (at 7 % inflation) 15 years later. With a sound financial plan, you are more likely to deliver that amount after 15 years, without overstretching yourself. It is the dream of every parent to secure their children’s future, especially in the field of education. With every passing year the cost of child education is increasing beyond our imagination. Apart from course fees there are other expenses involved which are normally ignored. However, planning the future of children is incomplete without financial planning for them during each and every stage of their development When you are thinking about your child future planning , we at AssuredGain can help you to secure your child’s future in a planned and systematic manner. According to your child’s age, we plan every financial step in his life It may be First bike… First laptop… College fee…First Car… Marriage… Business… We will specially design tailor made investment portfolio for your child’s future with the best available option, so that your child is able to lead a life of respect and dignity. Your children are your future. Consider that a management course that costs Rs 15 lakh today will cost around Rs 40 lakh (at 7 % inflation) 15 years later…… For more info there is no better time than now to start managing your saving, just pick up the phone and call 7200009282 or fill the form below So what are you waiting for?? Hurry!! Start Planning for your Child’s Future. Whether it’s to ask for more information about our service or just to say hi, we love to hear from people so please get in touch! Contact us for any query!!