Home Loan in Geeta Colony, Delhi

What is a Home Loan for Salaried? Home loans refers to the sum of money borrowed by a salaried individual to buy their dream property. In this case borrower gives guarantee for the property even though they are entitled to use the property for residential purpose. How much home loan on Salary is sanctioned by the banks? Financial institutes usually fund 75%-90% of the property's market value. Borrowers income profile along with banks internal lending policies also determine the value. The remaining amount needs to be self-financed by the borrower ranging from 10% to 25%. Why should you avail a Home loan for Salaried? For many people having a home of their own is a dream. Given the limited income it’s a lucrative option for them. Home loans for salaried allows one to avail tax exemptions and build own house with the future salary income, such a home loan on salary allows one to fulfil their aspirations. Convenience, easy processing, and comfortable loan tenure makes it all the more easy to opt for the home loan for salaried. This is one product offered by most of the banking institutions at interest rates varying from 8.75%-11% with easy documentation process making it a viable loan product.

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