Insurance Delhi Netaji Subhash Place, Delhi

We are one of the most reliable Service Providers of Two Wheeler Insurance service from New Delhi. Two Wheeler Insurance covers you against liability damages and unexpected repairs. Two Wheeler Insurance covers damage or accidental loss to own car, or to a third party. One should compare several Two Wheeler Insurance deals to get the best deal.  Coverage under Two Wheeler InsuranceCoverage under a motor insurance policy can be classified under 2 broad categories : Third Party Two Wheeler Insurance and A comprehensive package policy If the vehicle covered under the policy accidentally injures or damages someone's property, Third Party liability helps cover for any cover and any legal liability resulting from accident of your vehicle. It includes injury, death or property damage. All two wheelers owners in India need to have third party liability as per the Indian Motor Vehicles Act.Comprehensive Package Policy is a full package cover providing protection against damage to vehicle, third party damage, and a personal accident cover for the driver and pillion passenger.

Securing every trip from business tour to family vacation, Travel Insurance is there to keep you secure and tension free. Travel Insurance is like a barrier between your priceless experience and unexpected unfortunate happenings. Travel insurance's nutshell covers the insured against medical contingencies, lost/damage of luggage and delay/cancellation of flights. We are offering a attractive plans for Traveling Insurance. Further, we are a major Travel Insurance provider from New Delhi.

Insurance Delhi is a credible Marine Insurance service provider from New Delhi. We provide insurance services for Marine Cargo Insurance, Marine Business Insurance, Personal Watercraft Insurance, Factory, Shops and Office Insurance, and Towing and Salvage Insurance. Marine Insurance policy, offered by us, covers Bodily injury to watercraft occupants, Uninsured boater coverage, watercraft rentals, and Fishing excursions. Additionally, this policy covers damage incurred from any kind of hit and ensures the protection of ships, cargo or properties. We offer our clients with reliable and stable Marine Insurance Consultancy Services.

We are a trusted Professional Indemnity Insurance provider from New Delhi, India. Professional Indemnity Insurance for doctors covers legal liability arising from errors and omissions on the part of Registered Medical Practitioners (RMP) while rendering professional service to their patients.Who can take this policy? Doctors and medical practitioners such as physicians, surgeons, cardiologists, pathologists etc. Medical establishments such as hospitals and nursing homes, as a result of error or omission committed by any named professional or qualified assistants engaged by the medical establishment

Motor InsuranceMotor or vehicle insurance’s principal use is to provide financial protection against physical injury and other legal damages or legal liability towards third party arising from traffic accidents. It covers cars, trucks, motorcycles and other road vehicles. It also gives security to the vehicle against theft/robbery or any harm done to it by causes other than traffic issues.The insurance offers coverage for drivers, passengers and people not in the vehicle but have been injured some way or the other because of it. This indemnity is absolutely essential for the security of your new automobile as it includes loss caused by accident, fire, lightning, self ignition, external explosion, burglary, trespassing or theft.You might ask why you should choose HIBL Financial Services. There are numerable additional benefits that our company provides to the customers. We have unique add on covers and we settle your claims in not more than 7 days. Moreover we cover your full without any harassing deduction on the value of the replaced parts. We give you warranty of 6 months for accident repair cases. We corroborate with special garages and recommend direct settlement. This cover is accessible to vehicles that are not more than 3 years old and is applicable for at the most 2 claims during the entire policy period.This cover pays the difference between the claim amount to be obtained and the price at which the vehicle had been purchased as per invoice. Under it the No Claim Bonus can be preserved. The reason why our Insurance service is one of the best ones in the present market is we cover various unusual instances too. It pays the amount spent in replacing lost or stolen keys or forcibly broken locks. Besides if your automobile breaks down due to accidents our insurance policy will pay the charges of overnight stay and taxi fare.A 24 x 7 contact centre is available to everyone for lodging claims and different queries. We take special care of each customer and your pains and sorrows are treated like it’s ours.Benefits :The services help you to offset the cost of :    Body injuries to yourself or others    Lost wages because of injuries    Benefits to survivors due to accidental death    Repairs made to the vehicles due to damages caused in accident

We offer consultancy services for Life Insurance policies. This is designed to secure the family's financial needs of the investor in case of uncertainties. The plan provides the amount to the family of the life assured in case of death or critical illness (if option is chosen) of the life assured during the term of the contract. Under this plan, the person can choose the lump sum that would replace the income lost to family in the unfortunate event of death. This helps the family maintain their financial independence, even when the person is not around. Further, we are a major Life Insurance consultancy service provider from New Delhi.

Home Insurance is a kind of property insurance that covers a private residence and may also include content of home or loss of other personal possessions of the owner of home. Insured should fill up the claim form after a loss after which claim adjuster will investigate the claim. We offer the best deals on Home Insurance, and can help you in settling such claims in a short period of time. Further, we are a notable Home Insurance service provider from New Delhi.

  Health Insurance or Mediclaim as commonly know refers to protection that is provided to a policyholder as a cover against unexpected medical emergencies. Today there are over 200 Health Insurance Plans available to a consumer. With each of these Health Insurance Plans having their own unique USP, but they all can be differentiated on the bass of 8 broad categories.a. Waiting Period & Duration before Pre-Existing diseases are covered in the Policyb. Lifelong Coveragec. Type of Health Insuranced. Extra Coverage's of Critical Illnessese. Presence of Maternity coverage's for femalesf. Day Care treatments coveredg. Product Premiumh. Co – Payment optionsThough these may not be all the parameters you can compare all Health Insurance Plans on, but they surely help in narrowing search for the best suited health insurance plan.   Types of Health Insurance   With over 200 hundred plans available in the market, which can be segregated into 8 broad types of health insurance.     Health Insurance Contract Terms   We have always been taught to check before we sign the dotted line and this also stands true for a health insurance plan contract. We often hear news of claim rejection this is due to a simple reason that we never read that the proposal form or the health insurance contract stated. This is always due to a hurry we are in and the insurance agents who are ready to make a quick buck. Health insurance contract terms define the coverage's that your policy offers and the other tiny details that would ensure that your claims are never rejected.   Benefits & Features   All major health insurers offer common benefits and features. These all include:   Cashless reimbursement of hospital expenses   Coverage against all pre and post expenses related to hospitalization   Coverage for pre-existing diseases   Tax savings under section 80D   In Patient hospitalization expenses   Health Insurance Claim Process   The process of claim filing is different from a network to a non-network hospital. While filing for a claim in a non-network hospital a policyholder needs to fill up a claim form, attach all original bills to be claimed and share the same with the branch of the health insurance provider who then reimburses this amount. In case of network hospital all formalities are done by the hospital.    

We are one of the leading Commercial Fire Insurance providers from New Delhi, India. It is pivotal to get adequate insurance cover for your business to mitigate risk. Commercial Fire Insurance covers any damage to a commercial establishment and its belongings by fire. We provide Commercial Fire Insurance plans which have low premiums and offers complete coverage of the insured goods and property. Further, we are also capable of settling the claims in short time period.

Commercial Vehicle Insurance helps all commercial vehicle drivers to reduce losses they might incur due to damage to their vehicle. Commercial Vehicle Insurance also gives them protection against any legal liability from accidental damage / injury / death. Commercial Vehicle Insurance covers both the doors carrying vehicle and the passenger. In a few cases, insurers also cover the loss to the shipment being transported. Further, we are a major Commercial Vehicle Insurance agent from New Delhi. Features and Benefits :A typical vehicle insurance policy covers damages to third party and to self car but the products by a few private insurers offer a large number of other utilities to the policyholders, like : Direct settlement or cashless claims at network garages Depreciation cover Engine protection cover 24X7 road side assistance Towing Facility

A standard motor insurance or better known as a Car Insurance is usually the insurance coverage mandated by law to drive on the road. Thus, it primarily covers you against liability damages and unexpected repairs. These liability damages can be of two types. First is when a bodily injury has been caused to a third person. Second is where the property of a third person and own car is involved.Car Insurance refers to coverage for an accidental loss or damage to own car, or to a third party. While choosing for a suitable Car Insurance policy, a person should always look to compare the premium for various insurers so as to know if he has got the best deal or not. Further, we are a prominent Car Insurance service provider from New Delhi.Coverage under Car Insurance :Coverage under a motor insurance policy can be classified under 2 broad categories : Third Party Car Insurance and A comprehensive package policy In case of an accident if the vehicle covered under the policy accidentally injures or damages someone's property, Third Party liability helps cover for any cover and any legal liability resulting from accident of your vehicle. It includes death, injury or property damage. As per the Indian Motor Vehicles Act all car owners in India need to have third party liability.Whereas, Comprehensive Package Policy is a full package cover which provides protection against third party damage, damage to vehicle and a personal accident cover for the car driver and its occupants.Car Insurance Claim Process :With large number of insurers entering the auto insurance industry, the service designs have undergone revisions too. Many insurers today just like health insurance also offer Cashless Claim settlement at a host of garages across the country.All you have to do is to note the nearest garage and ask them for help from them and they directly coordinate with the insurer. In case the car is not fit to be driven in these networks of garages, ensure that your vehicle can be towed to them.Compare Car Insurance :A very few Car Insurance policyholders know that by doing a simple comparison, they can save up to 55% on their car insurance premium. These savings comes to them by checking the OD Discount, the profession of the owner of car, age of the driver and few other parameters. Thus before going for the next renewal, just do a simple comparison of several car insurances. Just call our helpline and our executive will assist you.

We are a trustworthy Individual Health Insurance service provider from New Delhi. Individual Health Insurance plan offer more protection to a policyholder. In such a policy, the policyholder can consume the entire amount alone without worrying about sharing it with other members of his family in case of a floater policy. Individual Health Insurance, offered by us, covers all the hospital expenses. We clear all the hospital expense related claims in short time period.

We are a prominent Group Health Insurance service provider from New Delhi. Under a Group Health Insurance policy, people who may have adverse health condition can also easily get health cover due to the greater negotiating power of a group. We cover all the hospital expenses in case any of the members has health problems. We cover expense from the day one a member has joined the group.

Whenever a person is travelling outside the geographical boundary of his / her health insurance plan, it is always advisable that they take a Travel Health Insurance plan. This is advised so that the person in-case falls sick or has any other medical emergency abroad need not worry about the high cost of healthcare in a foreign country. This is also mandatory to buy before travelling to certain countries. Further, we are a dependable Travel Health Insurance service provider from New Delhi.

A Critical Health Insurance policy covers certain set of diseases as prescribed under a policy only. As the name suggests, Critical Health Insurance covers all those major diseases which are either terminal or can reduce the human body to a vegetative state. Some of these would include Alzheimer's disease, blindness, deafness, kidney failure, major organ transplant, multiple sclerosis, HIV/AIDS contracted by blood transfusion or during an operation, and Parkinson's disease. Further, we are a trustworthy Critical Health Insurance service provider from New Delhi.

We are a well established Senior Citizen Health Insurance service provider from New Delhi. We offer the best suited Senior Citizen Health Insurance plans for the senior citizens. When a person above 60yrs of age goes to buy a health insurance plan, he or she needs to check : The network hospital closest to his residence Co-payment options Lowest time frame for coverage of pre-existing disease Least waiting period

We are a well known Maternity Health Insurance provider from New Delhi. Standalone maternity insurance are a rarity, thus many insurers include this as a part of their regular policies, and also offer critical illness policies that they specifically design for women. Under Maternity Health Insurance, insured female is covered for any complication that arises during her pregnancy and related to child birth.

Marine Insurance \r\n\r\nInternational business carries with it significant risks. The importing and exporting of goods can expose you to massive financial losses should your international shipments be damaged or destroyed in transit. \r\n\r\nMarine Cargo Insurance not only provides the best protection for your cargo, but also understands the importance of swift response and efficient service in handling your claims. \r\n\r\nCatering to both importers� and exporters� needs, the coverage is comprehensive and flexible with international shipments protected from the time the goods leave the seller�s warehouse until they reach the Buyer�s warehouse. \r\n\r\nThe party usually responsible for insuring the goods is determined by the sales contract. To help you familiarize yourself with the Buyer�s and seller�s responsibilities,We can extend its experience in respect of the most common sales contracts, i.e. ex-Works, Free on board (Fob) , Cost and Freight (CFR) and Cost Insurance and Freight (CIF). \r\n\r\nThe Marine Cargo Insurance offers four types of covers: \r\n\r\n· Institute Cargo Clause (C): Named Peril basis.\r\n This is the most restricted clause and covers only: loss or damage reasonably attributable to \r\n\r\no Fire or explosion \r\n\r\no Vessel or craft being stranded grounded sunk or capsized \r\n\r\no Overturning or derailment of land conveyance \r\n\r\no Collision or contact of vessel craft or conveyance with any external object other than water \r\n\r\no discharge of cargo at a port of distress and loss or damage caused by � General Average Sacrifice / Jettison \r\n\r\n· Institute Cargo Clause (B): Named Peril basis.\r\n This cover is similar to �C� Clause, but in addition covers: \r\n\r\no Earthquake, volcanic eruption or lightning \r\n\r\no Washing overboard \r\n\r\no Entry of sea, lake or river water into the vessel, craft, hold, conveyance, container, liftman or place of storage \r\n\r\no Total loss of any package lost overboard or dropped whilst loading onto, or unloading from, vessel or craft \r\n\r\n· Institute Cargo Clause (A): The widest form of cover under Marine Cargo Insurance in so far as it relates to the perils covered. ICC (A) is an unnamed perils clause. \r\n\r\n· Institute Cargo Clause (Air). \r\n\r\n\r\n\r\n\r\n· Extensions \r\n\r\n\r\n\r\n· Various clauses can be added on depending upon the nature of the goods being carried. The Institute Cargo Clauses comprise a range of covers from the most comprehensive ones such as (A) Clauses to the basic minimum protection available termed (C) Clauses. \r\n\r\n· Additional cover can also be provided for the following: \r\n\r\n· Loading and Unloading \r\n\r\n· Customs duty \r\n\r\n· Removal of debris \r\n\r\n\r\n\r\n\r\n\r\nTypes of policies \r\n\r\n\r\n\r\n· Policies are customizable to your needs, with a specific policy to cover each single consignment. There are also other various types of policies: \r\n\r\n\r\n\r\n· Open Policy - This policy covers all the marine sending of a client in a 12 month policy period where the voyage involved is within a country (domestic/inland) \r\n\r\n· Open Cover � This policy covers all the marine sending of a client in a 12 month policy period where the voyage involved is import or export \r\n\r\n· Specific Voyage or Time Policy - These policies are issued to firms that require coverage for a specific voyage. It is suitable for those firms who seldom require marine cargo policies in the course of their trade.\r\n\r\n These policies are issued on a \"from and to\" basis and the cover commences once the goods leave the place of origin named in the policy and terminates on delivery at the place of destination.\r\n\r\n Sometimes these policies are also issued in terms of duration of the voyage, in which case the cover commences on the date and time specified for the same in the policy. Inland specific transit will exclude terrorism. \r\n\r\n· Duty Insurance Policy - Customs duties form a major part of the cost of imported goods. Once the goods land at the port of destination custom, duty becomes payable.\r\n\r\n In case the goods are damaged during the transit from the port to the importer\'s warehouse, the CIF value is not sufficient to represent the actual value of the goods since the custom duties should have already been paid.\r\n\r\n This additional element of cost can be covered by a duty Insurance Policy. Claims under a duty policy are only payable if the claim is otherwise admissible in the marine cargo policy covering the goods. \r\n\r\n· \r\n\r\n· Seller�s Contingency Policy - In almost all export transactions where credit is allowed by the seller to the Buyer and the goods are not exported on CIF basis, responsibility for the goods passes to the Buyer when the goods are loaded on to the overseas vessel. but ownership does not change until the Buyer accepts the goods and relative documents.\r\n\r\n Thus, if the seller is allowing credit to the Buyer and has shipped goods on FOd terms, where the responsibility for loss or damage to the goods is passed to the Buyer when the goods are loaded on to the overseas vessel, the seller has no control over the conditions of the insurance cover arranged by the Buyer.\r\n\r\n In the event of loss of or damage to the goods in transit from a peril insured against and the Buyer refusing to pay for such loss or damage, the seller could stand to lose financially. Seller\'s Interest or Contingency Interest cover could help to prevent this.\r\n\r\n The cover is normally arranged as an extension of FOd cover. The seller\'s interest cover in effect retrospectively reinstates cover, as per Institute Cargo Clauses as provided for in the policy and allows the seller to be protected in an area where he has no control over the insurance arrangement. \r\n\r\n\r\n\r\n\r\n\r\n· E-marine � We Have The facility which provides any time marine certificate issuance facility to clients/ intermediary. This facility is provided free of cost and can be availed by any one who Buys open marine cover or policy from Insurance Delhi. \r\n\r\n\r\n\r\n\r\n\r\nExclusions \r\n\r\n\r\n\r\n· This policy does not cover loss or damage due to willful misconduct, ordinary leakage, improper packing, delay, inherent vice, war, strikes, riot and civil commotion.