retirement planning services
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With retirement not far around the corner, your needs will be rapidly changing. And you will be asking the big questions – what does retirement mean to me, and will I have enough? How can I be better off? As our lives change, our financial needs and priorities change too. Even if you’re years away from retiring, you’re wise to be thinking about retirement planning. Years from now you’ll be a lot happier saying, “I’m glad I did” instead of “I wish I had”. A retirement plan is an assurance that you will continue to earn a satisfying income and enjoy a comfortable lifestyle, even when you are no longer working. Investment Locker will help you understand how much you need to grow your wealth before you retire and how to plan for it.
New Pension Scheme Plan
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Pension plans provide security in terms of finance during old age when people don’t have any regular source of income. If you want to know more about any such plan and seeking professional assistance, look no further than D CA. Ours is a New Delhi, India based service provider company and can be useful for acquiring information related to pension scheme plans. We are backed by a team of qualified professionals, who work together and provide solutions as per the stated industry norms.
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retirement planning
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Preparing for your financial well-being is important throughout your life time, but it is critically important during that period, when you are heading towards retirement. Do You Know How Much Money You Would Require in Your Retirement?The answer to this, in fact nobody knows. Money is such a sweet fruit which entices one and all. No matter how much money you have, there is never enough of it. So, to ask such a question as "how much money is required for retirement is indeed very relative. There are a number of factors such as your standard of living, any liabilities or dependencies, your expenses and your targeted retirement age. A better to way determine this sum for yourself would be first of all make an estimate of your post-work income i.e. the amount of money you'll need when you are not working anymore. This should be around 80% of your current income. Now decide the age you want to retire in. Add up the market value of all your savings and investments and determine a realistic rate of return on them, assuming inflation is about 4% per year. This way you would have a fair idea of the amount you would need on a monthly basis to support your retirement.How Much to Save for the Retirement?For this, you need to make an account of your current expenses and liabilities. Now keeping in mind your present standard of living, you should make an estimate of at least 80% of your current income which will be your post-retirement income. Now subtract your expenses not spent on yourself from the total expenses i.e. in your retirement age, there won't be any dependencies on you, so lesser expense. Depending upon how the numbers work out, you may be able to save a large portion of your employment income toward your retirement, Why Do We Need Retirement Planning in Our Life?Retirement is one of the most important life events many of us will ever experience. Since growing old is not optional, so is earning income and then suddenly withdrawing from it. From both a personal and financial perspective, realizing a comfortable retirement is an incredibly extensive process that takes sensible planning and years of persistence. Retirement planning in today's times has become all the more important due to certain uncertainties of government retirement schemes. It is widely known that government pension plans are nothing to rely on these days because of the overgrowing population and corruption. Moreover, there are unforeseen medical expenses and emergencies in today's times which can't be anticipated. Another factor which indirectly and conventionally plays an important part is the withdrawing of children from parents when they grow up. In this competitive world, children are more ambitious who want to lead their private lives away from parents, so in their absence, there is no one to take care of your financial needs in your retirement age. Retiring from one's job is a trauma in itself, there is a growing need to support your living with an assured Retirement plan. After all, it is the quality of life that we all want and it lies entirely on what we contribute in present. If you too are trying to figure out the effects of expenses, inflation and those that appear to be fruitful for satisfying your retirement phase then, we at Financial Planning Arcade have a solution. What are the Benefits?A pension plan ensures regular income after retirement. There are two phases in any pension planning- accumulation and disbursement. First phase involves investing in different financial instruments. To build a huge corpus amount, one should start as early as possible. A person can start investing just a small amount and then increase the amount as per his financial ability. By starting with low amount for more number of years, a person can accumulate quite a big lump sum amount. If a person invests in pension plan, then at the end of policy term, one-third of the amount can be withdrawn as lump sum while the rest of amount is used to purchase annuity. We are a trusted Retirement Planning Service Provider in India.
NRI Services
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We are engaged in offering complete NRI solutions with the help of our team of experienced and professional members. Our NRI Services have the below mentioned things to offer Determination of your residential status in India Interpretation of DTAA with a view to reduce tax liability in India Handling of issues relating to inheritance, will, etc. Compliances with respect to the Income-tax Act, 1961, Wealth-tax Act, etc. Application for Permanent Account Number (PAN) Filing of India tax return Advising suitable tax saving investments
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NRI Services
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An NRI is a person resident outside India who is a citizen of India or is a person of Indian origin. Under the Foreign Exchange Management Act (FEMA), generally, a person is resident outside India if he is in India for less than 182 days during the course of the preceding financial year and also includes any person who stays abroad:
Investment Consultancy Services
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We are reckoned as one of the most prominent Investment Management Consultants in India. According to the increasing needs for the guidance for the financial investment, we have lent a helping hand to our clients. The Investment Consultancy Services offered by us are widely availed by the clients located in every nook and corner of India that further reflects the authenticity and effectiveness of the service. Additionally, to provide maximum benefit to the clients, we have appointed a team of professions with rich experienced and profound knowledge of every aspect of the concerned service. The Financial Investment Consultants are also provided with frequent training sessions to meet the specific requisites of the clients. Subscription Plans 1) Regular Plan Intra-day cash market and Nifty calls. Short term delivery based calls for 1-5 days Investment. 5-8 calls per day.  Service Option SMS Subscription Charges â Monthly Rs.1000, Quarterly- Rs. 2700, Half year -4800, Yearly-9000. 2) Premium Plan - All calls of regular plan, Intra Day Premium calls, Premium Calls, Futures Calls, Options Calls, Premium updates, Technical updates. 10-12 calls per day. Service Option - SMS Subscription Charges - Monthly Rs.2500, Quarterly- Rs. 6000, Half year -11000 , Yearly-20000. 3) Premium Plus Plan - All calls of regular plan, and Premium updates, Premium Calls, Futures Calls, Options Calls, Technical updates. 12-15 calls per day.  Subscription Charges - Monthly Rs.5000, Quarterly- Rs. 12000, Half year -22000 , Yearly-40000. Service Option â SMS and Phone calls 4) Jackpot Plan - All calls of regular plan, and Premium updates, Premium Calls, Futures Calls, Options Calls. 20-30 calls per day. Subs. Charges - Monthly Rs.20000. TRIAL PACK â RS. 5000/-Week Service Option â SMS and Phone calls 5) Commodities Plan â Intra-day and positional calls. 8-15 calls per day.  Service Option - SMS Subscription Charges - Monthly Rs.2500, Quarterly- Rs. 6000, Half year -11000 , Yearly-20000. Bank Details Account Name - Mahendra Lodha Savings Account Number - 01201 60000 3165 HDFC BANK VIKAS MARG BRANCH NEW DELHI
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