Mortgage Loan in Naraina, Delhi

Loan against property (lap) is a secured loan and provided against property as collateral. This loan is available against residential, commercial and industrial property.lap facility availed for long tenures ranging between 5 to 15 years, allowing the borrower to repay in low installments as compared to personal loan and business loan. The rate of interest is also low as compared to unsecured loans so that the borrower gets time for business expansion and growth and keep scope for further funding in future with property appreciation.lap is being provided to all kinds of entities like proprietor, partnership companies, private limited companies and even salaried customers. The loan amount depends on the valuation of the property and can be varied from 50% to 100% depending on types of property and concerned bank. Loan against property is given on below mentioned properties and the loan that you can get is listed below. Residential property:- self occupied :- 65% to 100% vacant :- 55% to 65% rented :- 55% to 65% commercial property:- self occupied – 50% to 70% rented - 40% to 65% vacant – 45% to 65% industrial property occupied – 40% to 80% age limit and criteria minimum age for applying loan is 21 years and maximum age limit is 60 years for salaried customer and 70 years for self employed customer. Eligibility criteria for loan against property:- ➤ age of the customer or vintage proof of the company. ➤ valuation of the property by the banknbfc, subject to positive l legal and technical report. ➤ financials of the customer like yearly sales, profit, cash flow and obligations at the time of login. ➤ profile of the customer repayment history with any bank or financial institution. ➤ repayment capability based on the financials of the companycustomer.

If your property purchase is getting delayed due to unavailability of extra funds, then apply for a property loan now. To save yourself from the hassle of registration, avail our services now. At Ascence Properties, we are engaged in rendering excellent property loan consultancy services to the property buyers or investors across New Delhi (India). Our property loan consultants assist the clients in getting property loans from some of the prominent banks. Thus, you can contact us for getting residential property loan, commercial property loan, and home loan from any bank conveniently. So, feel free to call us anytime for the best solutions.

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