Loan Against Property
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What is a loan against property? A loan against property (LAP) is exactly what the name implies -- a loan given or disbursed against the mortgage of property. The loan is given as a certain percentage of the property's market value, usually around 50% to 70% Loan against property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. What purposes can I take a loan against property for? Loan against Property can be taken for following purposes: Expanding your business Getting your son/daughter married Sending your son/daughter for higher studies abroad Funding your dream vacation Funding medical treatments Urgent money requirements What kind of properties can I mortgage for a loan? You can normally take a loan against your self-occupied or rented residential property. This could be a house or even a piece of land.
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