Money Back Plans

LIC New Bima Bachat Money Back Plan

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Holding years of expertise in the insurance industry, we, as a Service Provider, offer LIC New Bima Bachat Money Back Plan. The plan on offer provides absolutely safe alternative for our clients to invest their savings. We help our clients to go through the policy explaining each and every aspect to have them on board with all the basic knowledge required. It helps them to choose the policy that suits them the most. Our clients can get in touch with our professionals to avail the plan for a marginal fee. Additional Information : Single Premium Money-Back Policy Money-Back equal to 15% of the Sum Assured every 3 years during the policy term  Maturity Benefit equal to full premium paid {excluding extra, if any] with loyalty addition insurance cover till maturity Term - 9, 12, 15 years Minimum Age - 15 years  Loan facility available after 1 year.

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The Money Back Plans are not like ordinary endowment insurance plans where the survival benefits are payable only at the end of the endowment period, this scheme provides for periodic payments of partial survival benefits as follows during the term of the policy, of course so long as the policy holder is alive. These Money Back Plans constitute of The Money Back Policy-20 Years, The Money Back Policy-25 Years, Jeevan Surabhi-15 Years, Jeevan Surabhi-20 Years, Jeevan Surabhi-25 Years, Bima Bachat, and Jeevan Bharati – I. Our company allows the clients to avail these plans at less premium costs. We are a trusted Service Provider of Money Back Plans.   We Offers Money Back with Profit Jeevan Surabhi Jeevan Bharathi - I Bima Bachat

LIC New Money Back Plan

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LIC's New Money Back Plan-20 years is a participating non-linked plan which offers an attractive combination of protection against death throughout the term of the plan along with the periodic payment on survival at specified durations during the term. This unique combination provides financial support for the family of the deceased policyholder any time before maturity and lump sum amount at the time of maturity for the surviving policyholders. This plan also takes care of liquidity needs through its loan facility. Benefits: Death benefit: On death during the policy term provided the policy is in full force, death benefit, defined as sum of “Sum Assured on Death” and vested Simple Reversionary Bonuses and Final Additional Bonus, if any, shall be payable. Where, “Sum Assured on Death” is defined as higher of 125% of the Basic Sum Assured or 10 times of annualized premium. This death benefit shall not be less than 105% of the total premiums paid as on date of death. The premiums mentioned above exclude tax, extra premium and rider premium, if any. Survival Benefits: In case of Life Assured surviving to the end of the specified durations 20% of the Basic Sum Assured at the end of each of 5th, 10th & 15th policy year. Maturity Benefit: In case of Life Assured surviving the stipulated date of maturity, 40% of the Basic Sum Assured along with vested Simple Reversionary Bonuses and Final Additional Bonus, if any, shall be payable. Participation in Profits: The policy shall participate in profits of the Corporation and shall be entitled to receive Simple Reversionary Bonuses declared as per the experience of the Corporation, provided the policy is in full force. Final Additional Bonus may also be declared under the policy in the year when the policy results into a claim either by death or maturity, provided the policy has run for certain minimum term.

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