Repco Home Finance loan Schemes Dream Home Loan Purpose: For the purchase, sale, or resale of a property Loan Amount: Up to 85% for construction and up to 80% for purchase of a house/flat Tenure: 25 years Home Makeover Loan Purpose: For remodelling, repair, renovation, and alteration of your home property Loan Amount: Up to 70% of the estimated renovation or repair cost; up to 50% of the post-development value of the building Tenure: Up to 10 years Plot Loan Purpose: For the purchase of a vacant plot. Loan Amount: Up to 75% of the cost of the plot. Tenure: 10 years NRI Housing Loan Purpose: For the purchase and construction of a property for non-resident Indians Loan Amount: Up to 85% of construction and up to 80% for the purchase of a residential property Tenure: 10-15 years Fifty Plus Loan Purpose: For salaried individuals (especially government employees) above 50 years of age for construction/purchase of a property. Loan disbursements and repayments are structured on the basis of pension income/retirement terminal benefits Loan Amount: Up to 85% for construction and up to 80% for purchase Tenure: 20 years (repayment has to be completed by the age of 70 years) Composite Loan Purpose: Combined loan for plot purchase and house construction (Construction should be commenced within a maximum period of 6 months after obtaining necessary approvals) Loan Amount: Up to 75% of the plot cost and up to 85% of the construction cost Tenure: 25 years Repco Bonanza 2020 Purpose: Customised/tailor-made loan scheme for self-employed/salaried professionals with credit scores above 700 for purchase/mortgage/construction of a house Tenure: 25 years Repco Nivaran 2020 Purpose: A non-housing loan to fulfil the business development and liquidity needs of the existing customers, arising out of COVID-19 Tenure: 10 years Repco Privilege Loan (Takeover + BT/Top-up Loan) Purpose: Balance transfer or takeover of the loan at a low rate of interest Tenure: Up to 2 years
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