Life Insurance Services in Dahisar, Mumbai

Term insurance is a type of life insurance that offers financial protection for specific period of time, or term, in exchange for a fixed premium. If the insured dies during the policy term, the benefit is paid to the beneficiary.    Here are some things to consider about term insurance:    Policy term Term insurance policies can be for 10, 20, or 30 years.    Premium payment Premiums can be paid at once or regularly for the entire policy term or for a limited period.    Policy types There are different types of term insurance plans, including level, increasing, and decreasing term plans.    Policy benefits Some policies offer benefits like terminal illness benefit and permanent disability waiver.    Tax benefits Some policies offer tax benefits on premiums paid and tax-free claims payout and returns.    Policy renewal If a policyholder renews their policy after the initial term, the premiums will be higher based on their current age.    Guaranteed re-insurability Some policies offer guaranteed re-insurability, but these features may cost more.

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