Personal Loan in Borivali, Mumbai

Unsecured personal loan is issued and supported only by the borrower's credit worthiness, rather than by a type of collateral. An unsecured personal loan is one that is obtained without the use of property as collateral for the loan. Borrowers generally must have high credit ratings to be approved for an unsecured personal loan. Because an unsecured personal loan is not guaranteed by any type of property, these loans are bigger risks for lenders and, as such, typically have higher interest rates than secured loans (such as a mortgage). Although the interest rates are higher, the rates may still be lower than those of credit cards. Unlike mortgage loans, the interest on an unsecured personal loan is not tax deductible. Because an unsecured personal loan is not guaranteed by any type of property, these loans are bigger risks for lenders and, as such, typically have higher interest rates than secured loans (such as a mortgage). Although the interest rates are higher, the rates may still be lower than those of credit cards. Unlike mortgage loans, the interest on an unsecured personal loan is not tax deductible.

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