Car Insurance
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A car insurance is the policy which covers your car against financial losses that you may face in case of accident or theft of car. You pay a certain amount as a premium to the insurance company to buy this cover, and they agree to pay for accidental damages and theft losses. As per IRDA (Insurance Regulatory and Development Authority), it is mandatory for any vehicle running on Indian roads to be covered under an active car insurance policy. Based on the type of policy and add-ons that you opt for, your car insurance policy may include: Liability Cover Invoice Cover Engine Protector Tyre Cover Electrical Accessories PA For Unnamed Passenger Consumable Cover 24*7 Roadside Assistance No Claim Bonus Key & Lock Replacement Non-Electrical Accessories LL To Paid Driver How Car Insurance Works Car insurance is given to you based on various factors like the brand and model of your car, what kind of driver are you, and your past car insurance history. You may opt only for a third party cover accidental car insuranceThe comprehensive policy is a package of different types of features (add-ons) like liability cover, accident cover, invoice cover, consumable cover, engine cover etc. All these are discussed in a separate section on our website. Please note, while buying a car insurance, you are required to choose a deductible, which is the amount you are willing to pay, against the losses incurred. This amount determines the annual premium you will pay for your car insurance. Higher the deductible, lower the premiums. The insurance company pays a part of the losses, while the deductible amount chosen by you will be paid by you. For example, if the total expenses you have to bear to get your car repaired after an accident are INR 20,000/-. Your chosen deductible is INR 5,000/-, then the insurance company will pay INR 15,000/- and you will pay INR 5,000/- from your pocket.
Third Party Car Insurance Services
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We are offering third party car insurance services. You endeavor to purchase a car to make the most of your trips or may be to support your business needs. Any vulnerability can lead to damage bringing about immense misfortunes. Also, you are aware of the expenses to get your auto repaired in the case it is stolen, can be huge. Thus it makes sense to purchase a comprehensive car insurance policy to give you the all round protection. Your car insurance policy is the most essential document for your vehicle. A large number of car owners all over india trust sunrays to guarantee their cars. Alongside complete scope against physical damage, bodily damage and cover against third-party liability, your motor protection conveys to you confidence and peace of mind. this is sponsored by our predominant cases overhauling ability and quick settlement record for vehicles safeguarded by us.
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Car Insurance
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Car insurance or four-wheeler insurance is a type of motor insurance policy where the vehicle owner is covered against losses caused due to theft, accident or any other damage (per terms and conditions). As per the Motor Vehicles Act 1988, section 145-164, buying third-party motor insurance for all vehicles moving on the road is compulsory. According to the guidelines of IRDA, a cover of up to Rs.7.5 Lakh is allowed if death occurs due to any adversity.
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