Introduction
ProFinance Consultancy is a group of young and experienced finance professionals having management capabilities for rendering range of banking and financial advisory services.
CA Bharat Garg (Chief Financial Consultant)
Mr. Bharat Garg is a highly experienced, motivated and self-driven Chartered Accountant. He has an outstanding academic career; he is a Commerce Graduate with professional degrees such as CA, Insolvency Professional and CPA(Australia). Apart from that he has done courses on PE and VC (from Universita Bocconi, Italy), Financial Analysis(from CRISIL and ICRA) and Bankers training from RBI and IFMR institute.
He started his professional journey in Structured Finance team of ICICI BKC office in year 2007. He worked in the various roles in Project Finance, Credit Control, SME and Mid corporate lending, etc. In his last role in ICICI, he was AGM and Regional Head in Business Banking. During his banking career, he has served more than 600 businesses for their banking needs.
He has specialized skills in financial analysis, cashflow and fund management, banking related matters. He is now Chief Financial Consultant in ProFinance Consultancy.
Our firm offers following core services to our clients:-
1. Financial consulting
2. Banking facilitation
Financial consulting
Ever wonder why a growing company stuck in a cashflow mismatch? The answer is that the growth need more liquidity and you cannot fuel it with generated profits alone. Therefore, you need a keep a tight rope between growth and fund availability.
Financial Planning is very crucial for the growth of any company. All organisations have certain goals, however, to achieve those goals they need to have a strong finance team. A skilled Financial Consultant can take the company to a fast forward growth to achieve your goals.
We offer the followings financial consulting services to companies which are looking to grow, both horizontally and vertically.
• Evaluation of financial statements, cashflow statements, creditworthiness/solvency and borrowing profile of the business
• Peer analysis with competition, market leaders, and with geographical players
• Financial analysis i.e. profitability analysis, sensitivity analysis, itemized analysis, liquidity and leverage analysis, etc. to facilitate informed decision making
• Preparation of CMA with projection, forecasting and budgeting, MIS, financial reports, credit profile, SWOT analysis, develop financial control measures such as monitoring of liquidity and cashflow, and implement hedging strategies
• Identify funding requirements, manage capital structure to ensure balance between debt and equity, evaluate funding alternatives and execute fundraising activities
• Provide an outsider but independent perspective about the functioning and financial position of the business.
• Discussion with statutory and internal auditors on books of accounts, mentoring of accounts team.
Banking Facilitation
We are Corporate Bankers. We have a total experience of sanctioning 600 debt proposals in sole, multiple and consortium banking arrangements. We offer following services:-
• Preparation of CMA, credit appraisal note, projections, DPRs and business profile of the client.
• Proper assessment of funding requirements, prepare limits assessment, and drawing power assessment.
• Coordinate with existing banks for renewal/enhancement of limits, provide response to banker’s queries, and expedite sanctioning process.
• Evaluate the sanctioned terms, negotiate for favourable terms, and successful closure of sanctioning process
• Assist in documentation, security creation, and disbursement of limits
• Monitor and comply pre and post disbursement terms
• Monitor financial covenants, post sanction matters, assist in compliances related to banking
• Monitor the monthly limits utilization, further limits requirement, evaluate fresh funding opportunities
• Help in credit rating improvement, work on the factors which are deteriorating credit rating/score
• Maintain good relations with bankers, their seniors and their inter-departments
Our Coordinates:
CA Bharat Garg
W.App/Mobile – 9871696835
Email-
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