Sonnen Insurance Broking Services Pvt. Ltd. Sector 6, Noida, Uttar Pradesh

Travelling is always an experience, be it business travelling or leisure travelling. It creates memories for a lifetime and you look forward to more holidays and successful business trips, in and around the country. But, as any other event of life, there are risks involved with travel too. There are possibilities of unforeseen circumstances involved with travel, especially when you are in foreign lands and using public facilities. Such unforeseen circumstances and the effects are covered under Travel Insurance. It is an insurance product specifically designed to cover the costs and losses of unexpected events encountered while travelling. This insurance is usually meant to reduce the risk and damages incurred during unfortunate incidents associated with travel. The basic purpose of travel insurance is to cover trip cancellation, lost luggage, flight accidents, travel injuries and sometimes other medical expenses faced while travelling. A travel insurance is must for people travelling domestically or internationally, to safeguard any unwanted expenditure and losses during the travel, to make travel a pleasant and happy experience, each time. Here are simple ways in which a travel insurance works and comes to your rescue: It works if you need to cancel a trip in unforeseen circumstances, you do not lose all your booking money. It works if you lose your luggage while travelling. Basic necessities of travelling are provided. It works if you get sick during a trip, by providing immediate medical help. It works in case of delayed flights by providing you resting place and meals. It works in case if you have lost your passport, to provide immediate assistance. It works if you encounter a natural or man-made disaster in any other city. You are provided help to reach home safely. It works in case you are travelling to some specific countries. You cannot travel to these foreign land without a travel insurance.

Health Insurance is a type of insurance cover that provides you (Policyholder) coverage against medical & surgical expenses incurred by you during illness, injury or hospitalization. What is Health Insurance? Health Insurance Plan is a product offered by insurance companies that covers all costs related to the medical expenses of the insured. The plan can be bought for an individual or for an entire family. The term of the plan is ideally fixed at one year and in some cases one can buy the plan for a term of two to three years as well. With a health insurance plan in place, one gets entitled to adequate medical help in case of an emergency or in a pre-planned medical expense, without worrying about the financial costs. How the Health Insurance Plan Works? A Health Plan takes care of entire hospitalization expenses subject to the maximum sum insured and terms of the policy. All plans also cover pre and post-hospitalization expenses. Cashless Treatment facility available under which you can avail the best medical care at any of the network hospitals & all the payment related to your treatment will be settled from the insurance company directly. This way the insured can immediately get treatment without having to wait for arranging the funds. Compare Top Health Insurance Plans in India - 2020 Below is the comparison of the top health insurance available in India. Have a look at them and compare health insurance plans to opt for the best one. By comparing you can get the best health plan at a lower premium. So before buying you must compare features, benefits & premium rates for different plans once.

A car insurance is the policy which covers your car against financial losses that you may face in case of accident or theft of car. You pay a certain amount as a premium to the insurance company to buy this cover, and they agree to pay for accidental damages and theft losses. As per IRDA (Insurance Regulatory and Development Authority), it is mandatory for any vehicle running on Indian roads to be covered under an active car insurance policy. Based on the type of policy and add-ons that you opt for, your car insurance policy may include: Liability Cover Invoice Cover Engine Protector Tyre Cover Electrical Accessories PA For Unnamed Passenger Consumable Cover 24*7 Roadside Assistance No Claim Bonus Key & Lock Replacement Non-Electrical Accessories LL To Paid Driver How Car Insurance Works Car insurance is given to you based on various factors like the brand and model of your car, what kind of driver are you, and your past car insurance history. You may opt only for a third party cover accidental car insuranceThe comprehensive policy is a package of different types of features (add-ons) like liability cover, accident cover, invoice cover, consumable cover, engine cover etc. All these are discussed in a separate section on our website. Please note, while buying a car insurance, you are required to choose a deductible, which is the amount you are willing to pay, against the losses incurred. This amount determines the annual premium you will pay for your car insurance. Higher the deductible, lower the premiums. The insurance company pays a part of the losses, while the deductible amount chosen by you will be paid by you. For example, if the total expenses you have to bear to get your car repaired after an accident are INR 20,000/-. Your chosen deductible is INR 5,000/-, then the insurance company will pay INR 15,000/- and you will pay INR 5,000/- from your pocket.

A two wheeler insurance policy is one that helps you to cover financial expenses against any unforeseen circumstances including accidents, thefts or natural disasters, if you are an owner of a two wheeler/bike. It is not optional, but mandatory under the Motor Vehicles Act to have your two wheeler covered under an insurance policy. When you buy a new vehicle, the seller adds the cost of an insurance cover in the total cost as a premium, which is valid for one year. After one year, you can get your policy renewed with the same insurance provider or you can buy a new policy with a different insurance provider. Depending upon the kind of insurance policy you choose and add-ons you select, the two wheeler insurance policy works for the following: Liability Cover Comprehensive Coverage Discount For Having Anti-Theft Devices Damages Due To Accident No Claim Bonus Personal Accident Cover For Pillion Rider Zero Depreciation Cover

Term Insurance is a type of Life Insurance that provides you (Policyholder) life cover for a pre-defined time period against death or disability during the policy term. What is Term Insurance? Term Insurance is the biggest financial security for your family in your absence. It is the simplest and cheapest insurance policy available in the insurance market that provides financial benefits to the family of the insured in case of untimely death. The benefits are transferred to a family person nominated (nominee) by the insured. While buying a Term Insurance, the buyer can choose the term (period) of the policy, as per the options made available by a particular insurance provider based on his/her age and other important parameters. Today, there are a huge number of insurance plans floating in the market fulfilling different needs of insurance buyers. Term Plan is definitely the most basic yet the most important insurance for every individual with a family. Features of Term Insurance A lot of us desire for a simple and uncluttered life. A life where things are straight forward with minimal intrusion. Thus, there are no reasons as to why the same should change when it comes to life insurance. We seek out for insurance to secure a future without any financial stress on our loved ones. A term insurance fits into this description perfectly.

An investment plan helps you to create wealth for a better future by providing various investment options. It also offers comprehensive life cover along with investment opportunities. What Are Investment Plans? Investment Plans Are The Financial Security That Lasts for a Lifetime! To put in simple words, Investment Plans are the financial instruments one creates to secure the future financially and build a substantial amount to cater to unforeseen circumstances. Thus, Life Insurance products are often used as investment plans, because they not only secure life, but also help to create wealth for future. There are other forms of investment plans which are discussed in a separate section on this website. No matter what the event or phase, Investment Plans work for you at all times! Be it funding your child’s education, commemorating a special occasion like marriage, battling an unexpected injury, or gaining access to a steady flow of income at retirement! Well-structured investment plans assist you in accumulating wealth and creating a corpus, so that you are always ready to meet life’s key milestones and daunting challenges, without having to give up on your financial stability! Investment Plans Key Features & Advantages Investment Plans are a boon for those who believe in systematic savings and want a corpus of funds to be available at the time of need. The whole magic lies in the returns over the term of investments.